Payment plans

Direct financing: no bank, no surprises

CARAO: from 10% down and $2,500/mo. CUZAM: from 15% down and $3,000/mo. No bank, no credit bureau, no hidden fees.

Etapa CARAO

73% sold · delivery Jun. 2027

Min. down payment10%
Monthly payment from$2,500 MXN
No bank or credit bureau
Etapa CUZAM

Pre-sale · delivery Aug. 2030

Min. down payment15%
Monthly payment from$3,000 MXN
No bank or credit bureau

How direct financing works

Instead of going through a bank — with its credit approvals, interest rates and collateral requirements — you finance directly with BOMA Desarrollos. You pay an initial down payment and monthly installments until the construction delivery date. The Invex Bank Trust holds the funds, not the developer.

01

Choose your lot

Use the interactive map to find a lot that fits your budget.

02

Configure your plan

Adjust down payment % and monthly payment with the cotizador.

03

Reserve and sign

Your advisor walks you through the reservation and contract.

04

Pay monthly until delivery

Payments go to the Invex trust, not directly to the developer.

How does it compare to other options?

The following is an illustrative comparison based on market estimates. Returns are not guaranteed and depend on individual circumstances.

CriteriaCETESApartmentLote Kumay
Annual return (est.)9–10% gross3–5% appreciationAlta plusvalía
Real return (inflation adj.)3–5%1–3%6–13%
Physical asset
LiquidityHighLowMedium
Minimum entry$100$800K–$2M MXNFrom $560K MXN
Bank / credit bureau requiredNoUsually yesNo
Monthly cash flow requiredNo$8,000–$20,000 MXNFrom $2,500 MXN
Entry timing advantageNoZone already matureYes — zone in growth

Financing questions

Do I need a bank to buy a lot at Kumay?

No. Kumay offers direct developer financing. No bank, no credit bureau, no collateral required.

What is the minimum down payment?

15% of the lot price. You can put more down to reduce monthly payments.

How much are the monthly payments?

From $2,500 MXN depending on the lot value, down payment amount, and time until delivery.

Can I make annual payments as well?

Yes. You can combine monthly and annual payments to reduce your final balance at delivery. The lot calculator lets you configure your plan.

Ready to calculate your plan?

Select a lot on the interactive map and configure your down payment and monthly payment in real time.

Get a Quote